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What Homeowners Policies Cover and Don’t
     
       
Most policies cover losses caused by
       
  • Fire and lightning
  • Aircraft & Vehicles
  • Vandalism and malicious mischief
  • Theft
  • Explosion
  • Smoke
  • Riot and civil commotion
  • Windstorm, hurricane, and hail
  • Sudden and accidental water damage
              
                         
Bluebonnet Insurance Group will help explain rates and coverages for your homeinsurance policy. Quote NOW
                         
       
Most policies do not cover losses caused by
              
       
  • Flooding
  • Earthquakes
  • Termites
  • Insects, rats, or mice
  • Freezing pipes while your house is unoccupied (unless you turned off the water or heated the building)
  • Wind or hail damage to trees and shrubs
  • Losses if your house is vacant for 60 days or more
              
                         
 
A typical homeowners’ policy in Texas includes medical payments coverage, which pays medical bills for people hurt while on a policy owner’s property. It also pays for some injuries that happen away from home. A basic homeowners’ policy pays $500 in medical bills
  
                         
               

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Bluebonnet Insurance Group
9110 IH 10 West SanAntonioTx
Tel (210) 614-1171
Fax:(210) 614-1173